KUBERJI ONLINE CARGO INC.

Who we are: KUBERJI ONLINE CARGO INC., a money services business registered with FINTRAC (MSB Registration No. C10001422), Brantford, Ontario. Contact: payment@kuberjiglobal.com.

What we collect: (a) through this website's request form: your name, email, phone number, and the transfer details you provide (amount, destination, purpose, recipient information you choose to share); (b) when you proceed with a transfer: identification and transaction information we are required by law to collect and verify.

Why we use it: to respond to your request, prepare and complete your transfer, verify identity, prevent fraud, and meet our legal obligations under Canadian anti-money-laundering law (including FINTRAC record-keeping and reporting).

How long we keep it: Transaction and identification records are kept for at least five years as required by law. Website request emails are kept only as long as needed to serve you and meet those obligations.

Sharing: We do not sell your personal information. We share it only with service providers who help us operate (for example, the form service that delivers your website request to our email, and payout partners who complete your transfer) and with regulators or authorities when the law requires it.

Security: Requests sent through this website are delivered to our business email. Please never send bank details, card numbers, your SIN, or ID photos through the form or by email — we collect sensitive details only through a secure process.

Your choices: You may ask us what personal information we hold about you, ask for corrections, or ask questions about this policy at payment@kuberjiglobal.com.

Cookies: This website does not use advertising trackers. Our hosting provider may keep standard technical logs (such as IP address and browser type) for security.

Changes: If we update this policy, the new version will be posted on this page with a new date.